McGowan Agency, Inc.

Our Mission

We promise to provide you with coverage options from the country's best insurance companies, not just one.

We promise to stand up for your rights, because we work for you--not an insurance company.

We promise to provide you with the best possible price for your insurance coverage.

We promise to research coverage options and offer the best insurance tailored to fit your changing needs.

Only independent insurance agents can make these commitments to our customers. Because we are truly independent, with the freedom to work with America's top-rated insurance carriers. Other agents work for one insurance company. We also own our own business and are part of the community, so your complete satisfaction is of utmost importance to us. And our independence means we can stand up for your rights. Always. You can recognize a true independent agent by where you see the symbol below. We appreciate your business.

Our mission is to deliver the best insurance value by carefully matching our customers' needs with appropriate products from the best insurance companies. We are committed to treating customers with respect, and we do everything in our power to protect what is most valuable to them.

Coverages

Renters
You may not own your apartment, but you do own its contents. Your possessions are probably worth more than you think and make up a substantial portion of your net worth. That's why it's important to consider renters insurance. It's a smart and affordable way to protect your assets and, like homeowners insurance, to protect yourself from exposure to lawsuits. At the McGowan Agency, Inc., one of our insurance experts can help you estimate your worth and determine the amount of insurance coverage you need.

Automobile
Automobile insurance is mandatory in the state of Illinois, whether you lease or own a vehicle. But how do you know if you need comprehensive coverage for loss of property, theft, collision and medical costs? You can depend on our expertise to determine the right policy for your vehicle and circumstances. Because we represent more than one insurance company, we can compare rates to find the best coverage and premium for you. We'll look for ways to improve your rates through safe driver discounts, choosing low-risk car models and theft-proofing your vehicle. Don't compromise your safety and financial security for cut-rate insurance.

Homeowners
When you invest in a home, you need to know that it's protected. The right insurance policy will consider details such as the age of your home, its contents, where it's located and whether it contains a rental property. Most policies protect the structure of your home and belongings, as well as against any liability, should something happen on your property. Our insurance experts will help you determine the level of coverage that will protect you and your possessions completely, as well as ways to get better rates by making security and structural improvements. If you own a condo or town home, you'll need your own policy to protect your unit and a master policy provided by the condo association or co-op to cover the common areas.

Life
Choosing a life insurance policy can be a difficult decision, but it's an essential one for sound financial planning. If you have a family, a solid life insurance policy will provide the comfort of financial assistance during their time of loss. If adequately planned, life insurance can cover any debts, funeral costs or unforeseen expenses that your survivors or dependents encounter. The McGowan Agency, Inc. will help you determine the appropriate policy amount and whether a term policy or permanent policy would be best for your beneficiaries. We want you to be assured that you have made the best choices for your loved ones.

Health
As we gain access to revolutionary medical technologies and life spans increase, health insurance is growing more complex than ever. We represent a variety of insurers and can help you find an affordable solution that provides you with the coverage to see you through times of need. The McGowan Agency, Inc. is happy to answer your questions about the difference between managed care and fee for service options, or about the difference between HMOs, PPOs and POS networks. We help individuals, families, seniors and employers find the insurance options that allow them to focus on living well.

Disability
Accidents and long-term illnesses can put you out of work for an extended period of time, risking your financial stability. Yet many workers don't consider this possibility until it's too late. Disability insurance provides a safety net when you're unable to work for an extended period of time due to injury or illness. It can help pay for expenses such as lost salary, rehabilitation, housing, food and care that aren't covered by your medical insurance. At the McGowan Agency, Inc., we can help you evaluate whether short-term disability or long-term disability would be a better option for you.

Business
Few ventures are riskier than starting your own business. Regardless of the business size, adequate insurance is critical to managing your risk. Protecting your business not only preserves your hard work, but also provides peace of mind. You may need a basic Business Owners Policy (BOP) to cover your property, business interruption or liability. Or you may have special needs because you work at home, for professional liability insurance, for a business auto policy or for worker's compensation. We help ensure the long-term success of businesses ranging from manufacturers and contractors to retailers and restaurants.

Watercraft
Whether you own a single boat or an entire fleet, the McGowan Agency, Inc. can make sure that your investment will be protected so that you can relax and enjoy the ride. Watercraft policies can cover everything from sailboats to powerboats—even your boat trailer or the personal property you have aboard. We'll help you determine the best policy for you based on where you sail and where you store your boat in the off-season. We can even advise you about safety measures you can take to lower your insurance costs.


	Our Mission We promise to provide you with coverage options from the country's best insurance companies, not just one. We promise to stand up for your rights, because we work for you--not an insurance company. We promise to provide you with the best possible price for your insurance coverage. We promise to research coverage options and offer the best insurance tailored to fit your changing needs. Only independent insurance agents can make these commitments to our customers. Because we are truly independent, with the freedom to work with America's top-rated insurance carriers. Other agents work for one insurance company. We also own our own business and are part of the community, so your complete satisfaction is of utmost importance to us. And our independence means we can stand up for your rights. Always. You can recognize a true independent agent by where you see the symbol below. We appreciate your business. Our mission is to deliver the best insurance value by carefully matching our customers' needs with appropriate products from the best insurance companies. We are committed to treating customers with respect, and we do everything in our power to protect what is most valuable to them. Coverages Renters You may not own your apartment, but you do own its contents. Your possessions are probably worth more than you think and make up a substantial portion of your net worth. That's why it's important to consider renters insurance. It's a smart and affordable way to protect your assets and, like homeowners insurance, to protect yourself from exposure to lawsuits. At the McGowan Agency, Inc., one of our insurance experts can help you estimate your worth and determine the amount of insurance coverage you need. Automobile Automobile insurance is mandatory in the state of Illinois, whether you lease or own a vehicle. But how do you know if you need comprehensive coverage for loss of property, theft, collision and medical costs? You can depend on our expertise to determine the right policy for your vehicle and circumstances. Because we represent more than one insurance company, we can compare rates to find the best coverage and premium for you. We'll look for ways to improve your rates through safe driver discounts, choosing low-risk car models and theft-proofing your vehicle. Don't compromise your safety and financial security for cut-rate insurance. Homeowners When you invest in a home, you need to know that it's protected. The right insurance policy will consider details such as the age of your home, its contents, where it's located and whether it contains a rental property. Most policies protect the structure of your home and belongings, as well as against any liability, should something happen on your property. Our insurance experts will help you determine the level of coverage that will protect you and your possessions completely, as well as ways to get better rates by making security and structural improvements. If you own a condo or town home, you'll need your own policy to protect your unit and a master policy provided by the condo association or co-op to cover the common areas. Life Choosing a life insurance policy can be a difficult decision, but it's an essential one for sound financial planning. If you have a family, a solid life insurance policy will provide the comfort of financial assistance during their time of loss. If adequately planned, life insurance can cover any debts, funeral costs or unforeseen expenses that your survivors or dependents encounter. The McGowan Agency, Inc. will help you determine the appropriate policy amount and whether a term policy or permanent policy would be best for your beneficiaries. We want you to be assured that you have made the best choices for your loved ones. Health As we gain access to revolutionary medical technologies and life spans increase, health insurance is growing more complex than ever. We represent a variety of insurers and can help you find an affordable solution that provides you with the coverage to see you through times of need. The McGowan Agency, Inc. is happy to answer your questions about the difference between managed care and fee for service options, or about the difference between HMOs, PPOs and POS networks. We help individuals, families, seniors and employers find the insurance options that allow them to focus on living well. Disability Accidents and long-term illnesses can put you out of work for an extended period of time, risking your financial stability. Yet many workers don't consider this possibility until it's too late. Disability insurance provides a safety net when you're unable to work for an extended period of time due to injury or illness. It can help pay for expenses such as lost salary, rehabilitation, housing, food and care that aren't covered by your medical insurance. At the McGowan Agency, Inc., we can help you evaluate whether short-term disability or long-term disability would be a better option for you. Business Few ventures are riskier than starting your own business. Regardless of the business size, adequate insurance is critical to managing your risk. Protecting your business not only preserves your hard work, but also provides peace of mind. You may need a basic Business Owners Policy (BOP) to cover your property, business interruption or liability. Or you may have special needs because you work at home, for professional liability insurance, for a business auto policy or for worker's compensation. We help ensure the long-term success of businesses ranging from manufacturers and contractors to retailers and restaurants. Watercraft Whether you own a single boat or an entire fleet, the McGowan Agency, Inc. can make sure that your investment will be protected so that you can relax and enjoy the ride. Watercraft policies can cover everything from sailboats to powerboats—even your boat trailer or the personal property you have aboard. We'll help you determine the best policy for you based on where you sail and where you store your boat in the off-season. We can even advise you about safety measures you can take to lower your insurance costs.
	1300 Jefferson Street, #301, DesPlaines, Illinois 60016 Phone: 847-827-8121 FAX: 847-803-2675 HOME \| PRODUCTS \| QUOTES \| LINKS \| CONTACT US \| \|ABOUT US